eXPO™: The Mobile App For Cashless Transactions

Here’s How it Works

eXPO™ is a consumer, business and government membership-facing portal that is delivered as a mobile and Internet-based application.

  • eXPO™ pre-approves non-government members — consumers and businesses — to be member account holders in the eXPO™ network.
  • eXPO™ is a compliant, innovative FinTech solution, and it is            U.S.-based and offered through financial institution registration with the U.S. Department of the Treasury.
  • eXPO™ network members exchange their money (cash, credit card or debit card) for eXPO™ Credit. Their money is placed in a 100% collateralized account in U.S. banks, and it is exchanged at the rate of $1 = 1 eXPO™ Credit.
  • Consumer members use eXPO™ Credit to pay for services and products.
  • Business members record sales taxes and inventory through eXPO™, and taxes can be remitted electronically to government entities that are also eXPO™ members.
  • Taxes can be remitted as frequently as daily or customized to be sent at different intervals.
  • As eXPO™ members, government entities can also use eXPO™ Credit to make payments to other network members. If payments need to go outside the network, governments simply redeem eXPO™ Credit as needed, and make payments through a variety of electronic payment options.

As a product offered by a FinCEN-registered financial institution, eXPO™ verifies its non-government members – consumers and businesses – before approving them as account holders in the eXPO™ network. eXPO™ abides by the anti-money laundering rules set forth by the Bank Secrecy Act and the U.S. Patriot Act, among others. Funds are safe and insured, and eXPO™ business members have been through extensive background checks and have passed the strict requirements for membership in the eXPO™ network.