Compliance

  • eXPOTM is a product of a FinCEN-registered financial institution. FinCEN is a bureau of the U.S. Department of the Treasury, with oversight by the IRS.
  • As a product offered by a registered financial institution, eXPOTM verifies its non-government members – consumers and businesses – before approving them as account holders in the eXPOTM network.
  • eXPOTM abides by the anti-money laundering rules set forth by the Bank Secrecy Act and U.S. Patriot Act.
  • Member funds are safe and insured in U.S. banks.
  • Business members have been through extensive background checks and have passed the strict requirements for eXPOTM membership.
  • eXPOTM validates and verifies every network member.
  • eXPOTM has complete KYC (Know Your Customer) responsibilities.
  • eXPOTM is mandated to file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).

Innovation

  • Now, there’s a FinTech product you can bank on. eXPOTM brings financial services to it’s members: consumers, businesses and government. It starts with mobile pay, then it delivers a complete business operating system … and, finally, it makes paying for government services cashless. Where there’s eXPOTM … there’s innovation.

Freedom

  • At eXPOTM, we say, “Free Yourself — From Cash. But freedom also means that unbanked and underbanked businesses and consumers now have financial services they can bank on.
  • Imagine … the freedom to establish credit, open accounts, apply for loans, build and expand a business, and hire employees to create economic growth and development.
  • What does Freedom mean to you, as an eXPOTM member. Let us know the ways in which eXPOTM helps you. Share your thoughts with us.

eXPO™ App Overview

eXPO™ is a consumer, business and government membership-facing portal that is delivered as a mobile and Internet-based application.

  • eXPO™ pre-approves non-government members — consumers and businesses — to be member account holders in the eXPO™ network.
  • Network members exchange their money (cash, credit cards and debit cards) to a 100% collateralized account for eXPO™ Credit, backed by U.S. dollars in U.S. banks.
  • Consumer members use eXPO™ Credit to pay for services and products.
  • eXPO™ is a compliant, innovative FinTech solution, and it is U.S.-based and offered through financial institution registration with the U.S. Department of the Treasury.
  • Business members use eXPO™ Credit to make purchases, pay employees through network-offered payroll services, pay vendors … and even pay taxes electronically (to participating government entities) throughout the eXPO™ network. The complete business operating system eXPO™ includes for business members also delivers complete accounting, inventory control and POS systems.
  • When it is necessary to pay outside the network, all members — consumer, business and government — redeem eXPO™ Credit or make payments through a variety of electronic payment options.